Why Bank Digital Transformation Programmes Stall — and How to Fix It
Bank digital transformation programmes rarely stall on execution. They stall two levels above it — in decisions made without the delivery team. Here's the fix.
Where AI stops: the one decision we didn't automate
We handed a bank's deployment pipeline to AI agents and cut 20 minutes off every release. The one thing we didn't automate was the decision to ship.
Most Banks Will Automate the Wrong Thing
Only 11% of banks run AI agents in production. The ones getting value did one unglamorous thing first: they fixed the process before automating it.
Does your product actually need AI?
A CTO's checklist before adding AI to a fintech product: is it the best fix, do you have the data, can you carry it after launch, and when to say no.
